My net investments market value plummeted dramatically from S$613K to S$522K (a loss of S$91k) within a short span of 2 months. Gross investment before margin financing went down S$918K to S$795K (a decline of S$123K). I still vividly recalled being made "famous" by some retail investors during the March 2020 COVID crisis (whereby I faced an even worst decline) when my blog was published by these individuals on Hardware Zone forum as a good lesson to all on the danger of using margin financing and being mocked at. I am glad that my SREIT holdings such as Capitaland Integrated Commercial Trust and Keppel DC REIT continued to report good results despite the great fear instilled by the relentless increased in borrowing rates. I only have this to say about the use of margin financing: if one does not have any strategy, self-discipline or contingency plans in terms of managing