Dear all, After slightly more than one year, below is another update on my unit trust asset allocation. You can refer to my previous one at the link below: http://ghchua.blogspot.com/2021/10/my-unit-trust-asset-allocation.html For asset classes, I have done nothing much other than consistently adding onto the list of unit trusts that I had been holding for CPF Investments. However, I have increased my allocation in the short duration bond fund slightly, to take advantage of the increasing interest rate on the short end of the bond duration. For geographic exposure, there had been a major drag in Asia Pacific Excluding Japan, Emerging Markets and Asia excluding Japan funds, as China and Russia are the major draw downs. Tech sell-offs had also affected tech heavy single country equity funds with exposure to Korea and Taiwan. This had been compensated by better performances in India and SEA markets like Singapore, Thailand, Indonesia and to a lesser extent Malaysia. US