The wordings for accident is also good in my opinion.
Pros: Key coverage at very competitive premiums
- 24/7 Worldwide coverage against accidental injuries
- Covers HFMD, Dengue, COVID-19 while in Singapore
- Free Extension coverage for Accidental Miscarriage, Food Poisoning, Insect/Animal Bites
- Full coverage for children from as early as 1 month old*
Read more on policy wordings https://www.sompo.com.sg/docs/default-source/products-downloads/products/paease/paease.pdf
Cons #1 Infectious disease only in SG
The infectious disease cover is only valid when diagnosed in Singapore.
If you travel out of Singapore, there will be a 14 days waiting period from the date of return to Singapore. This means that food poisoning and covid related are not claimable in this instance....