When discussing the portfolio of Financial Planning, it is common to waive it off if you have no interest in it or talk about investments only. Like any broken recorder, the basis of Finance Literacy is fundamental however you dislike it. Let me put it on a storyboard – As a child or if you have a child, you would want them to learn skills from a young age. (NO! I am not talking about enrichment). Here I am talking about pure survival skills like swimming, psychomotor skills, being literate, learning to drive when you are older, learning simple skills like dealing with disappointment, etc. Similarly, financial planning is no exception to life skills. Imagining a pyramid, the top layer is not investments but insurance. Meaning risk transfer. Now, skip the boring part of insurance planning. There are a few alternatives to cheaper insurance coverage. One of them is actually SNACK by Income. Yes, Income Insurance....