Dear Readers,

Thank you for coming here!

Welcome to the last month of 2022! 

Here is the snapshot of our Total Net-Worth for Dec 2022.

Net-Worth increase from last month: 29K SGD, +0.10KG Gold

The increase was again mostly due to the stock portfolio rebound. It seems that the stock market is warming up. 

Maybe it has warmed up too much for us to pick up any cheap opportunities. But I want to wait a little longer.

Just feelings. Please be cautious in following me. After all, you have seen how good I am in this.

And we had a little increase in Gold weight despite the modest increase in Gold price.

Photo by 金 运 on Unsplash

Investment: -11.87% annualized return, incl. dividend

Again, positive change from last month. Hope this will continue.

Till next time!