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Happy 2023!
By Value Warrior  •  January 1, 2023
It's the new year again! 

2023 is likely going to be a tough year. With tightening monetary policy likely to stay for 2023, we could be seeing recessions in many economies.

This is the year for me to be earning and saving more to build up my war chest and keep a look out for opportunities in the market.

To start off the year right, I have topped up my Medisave by $2500 to the new BHS ceiling of $68500. 



Do it if you can for the 4% interest as well as tax relief. Top it up on 1st Jan 2023 if possible so that it can earn the 4% interest for the month of January 2023.

Also apologies that the CPFcalculator is currently down. I am in the mist of updating it and it should be updated to the 2023 figure hopefully by end of 1st Jan 2023. Do check out the version
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By Value Warrior
A regular working Joe starting out his value investing journey. I started my investment journey late at the age of 34. Looking back i wish i had started earlier so that power of compounding can work its magic. Nevertheless a good time to start investing is always NOW!!! So here i am having started this journey, i planned to reach Financial independence at age 65. Wish me luck.
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