I think it’s always good to look back and see how much you have grown in the year. Not just in terms of finances although this is mainly a finance blog but both emotionally, mentally and physically. Of course, most of this might be financials but there is also nothing much to write about finances this year as I believe most of my goals would not have been hit as I set goals for a value to hit and not how much I should have invested.

Physical Health

So I would say this year hasn’t been great for my health and mental state. Health in that I think working from home doesn’t really work great for me as I have become too used to staying at home that I am now pretty lazy. I have been trying to incorporate exercising to my daily routine but laziness affects it. I...