< p style="text-align: center;">S$1.38m
Welcome to my first net worth update in 2023. My net worth rises $33k or 2.4% to $1.38m, another all time high! The increase is mainly due to CPF interests for 2022, CPF contributions and savings from Jan 2023 salary. My CPF forms the bulk 38% of my wealth. Though illiquid, it is my safety net to be unlocked if I could live beyond 55 years old. I have already achieved full retirement sum in CPF SA and could only top up my Medisave account to the basic healthcare sum of $68.5k. I will also top up $8k into my mum's CPF Retirement account. My stocks and Reits in SGX income portfolio forms 22% of my net worth. I will slow the pace of adding high quality S-Reits as low-risk assets such as fixed deposits, short-term government bonds are yielding more than...