The Singapore Savings Bond (SSB) was introduced in 2015 by the Monetary Authority of Singapore (MAS) as a way to help people save for their long-term goals. It offers a guaranteed interest rate higher than most other fixed-income products in the market and is open to all Singaporeans and Permanent Residents aged 18 years and above. Since its launch, the SSB has gradually gained popularity with investors, especially risk-averse investors. SSBs work like a fixed deposit, where you can invest from as little as S$500 up to S$200,000 for a tenure of 10 years. The interest will be credited to your account semi-annually. The interest payments we receive from the SSBs are tax-free. The only caveat is if you have a large pile of cash to invest in SSB, you are limited to a maximum investment of $200,000. The SSB is currently paying an annual interest of 2.97% (January 2023),...