Thought of doing a short post to record my target in my journey towards financial independence for this year. (Study has shown that by writing down your targets, you have a higher chance of achieving them) My targets are: Dividends

1. To achieve 4.5% dividend yield on my equity portfolio (achieved last year)
2. To achieve 2.5% dividend yield on my index/permanent portfolio (achieved last year)
3. To have a higher absolute amount of dividend compared to last year (achieved last year)

Portfolio

1. To increase % of index/permanent portfolio over total portfolio to 35% (versus 33% last year)
2. To increase % of overseas equities / total equities to 36% (versus 34% last year)
3. To reduce % of the value of Top 10 equities / total equities to 38% (versus 41% last year)
4. To reduce # of holding in shares to 26 (versus 28 last year)

Debt

1. To reduce overall debt by $100,000

Hope you find this sharing useful....