Baring any major disruption to the stock markets early next week, January 2023 should be a good month for all of us, the stock investors For homeland loyalist, STI is up 4.4% since the start of the year. And for local S-Reit lovers, Lion-Phillip S-Reit ETF outperforms to climb 7.9%. Those who are brave enough to venture overseas would have gained handsomely with S&P 500 up 6% and Nasdaq up a whopping 11% !! And for Hong Kong investors who had suffered so badly in 2022, you should be smiling now as Hang Seng Index is up 14.7% on the back of China relaxing its strict COVID restrictions overnight. With only 1/3 of my portfolio in overseas stocks, my gain is more moderate but it still clocked an impressive 7% in just 4 weeks !!! And that is excluding dividends distribution, which I am targeting 4.5% yield by end of...