Stocks are racing off the mark strongly in 2023. US stocks have been rallying on expectations that the Fed hiking cycle might be nearing the end. Chinese stocks likewise have also been on a tear ever since China gave up on its zero-covid policy and started easing movement restrictions. Hopefully stocks can continue to perform well for the rest of the year. Yields on bonds and income instruments though have been starting to ease. Banks have started to pull back on fixed deposit rates. SSB and T-bill yields have been falling. Most short-term yield products are yielding slightly below 4% on average. Read also: How I Manage My Cash Between SSB, T-Bills, Fixed Deposits and Cash Funds I’m pretty comfortable even if interest rates start falling from here, since I’ve locked up what I needed in SSB for the longer term. Meanwhile, our monthly RSP into index funds continues like...