It’s the start of a new year! No matter how your investments fared in 2022, the performance counter is reset and you have the opportunity to regroup for 2023. So… I wanted to survey the 2023 investing landscape with fresh eyes. How would I go about investing $100,000 in 2023? Note: This post was sponsored by OCBC. All views and opinions expressed in this post are from Financial Horse. 3 Key Questions on how to invest $100,000 in 2023: There are 3 key questions to answer:

1. What to buy (asset allocation)?
2. When to buy (market timing)?
3. What exactly to buy (stock picking)?

Let’s try to answer each individually. What to buy (asset allocation)? Beginner investors often overlook the importance of asset allocation. But in reality, it is asset allocation that drives the bulk of your returns. Instead of obsessing over whether to buy OCBC stock now or 3 months later. You should really be obsessing over whether your cash is staying in...