In the world of work and employment, I think there are three main types of people one can be: an employer, an employee, or a freelancer. As a co-owner of a small business, a freelancer whose work you are now reading, and someone who just got his first full-time job as an employee, I’m writing this to share my experiences and thoughts on these three distinct career paths. Employer As the co-owner of a small tuition business, I’ve learned a thing or two about the challenges and triumphs of being a boss. One of the cons is cost, and boy this is a big one. Staff pay and bonuses, rental costs, insurance premiums, advertising budgets… the list goes on and on. Just when you think you have your expenses under control, another creeps up on you like a pesky insurance agent at an...