Personal Finance
How I manage my money as a 90s kid
By Jeraldine Phneah Official Website  •  February 16, 2023
It has been a while since I wrote about money. Hence, thought I’d write this post on how I am thinking and approaching my money as someone born in the 1990s. In other words, how I do my asset allocation. For those who are unfamiliar with the term Asset Allocation, it is basically how you manage your money and where you put it. The idea here is to balance risk and reward by apportioning a portfolio’s assets according to an individual’s goals, risk tolerance, and investment horizon. Please note that this is not financial advice. I don’t think there is a one size fits all approach for everyone. I feel like I got to say this upfront, because the right way to manage one’s money is like religion to some people – have a different view from them and they get all opinionated and berserk. My goal of sharing my thought process behind how I manage...
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By Jeraldine Phneah Official Website
Hi! I’m Jeraldine. I care about our generation and how we can achieve meaningful careers; save for dreams and lead meaningful lives.

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