Many families with young children or elderly parents need an extra pair of hands at home. If a couple works, they often need someone to do the household chores and take care of family members. This is where a foreign domestic helper comes in. But hiring a maid can be costly and stressful. Families need to screen the potential hire, and look into something called “maid insurance”. What is it, and what is an ideal policy? Here’s a comprehensive look at the requirement. What is Maid Insurance? Maid insurance is an insurance policy that covers a foreign domestic helper’s work-related accidents and medical care expenses while she is working in Singapore. According to the Ministry of Manpower, every household has to buy medical insurance and personal accident insurance before the helper arrives in Singapore. Employers are also not allowed to pass the insurance cost to their helpers....