This is part 2 of the 4-part series on financial projections for achieving financial freedom. If you’ve not read the first part, I’ll suggest reading that post first and/or watch my YouTube video above (give some support to my first video!), which explains the overall framework for making projections that I’m using to plan my financial freedom journey.
Part 2: Sequence of Returns Risk – A Crucial but Often Overlooked Factor
The focus of this post is on one important section of the entire planning process – that the sequence of returns is a huge factor that is often overlooked when projecting your investment returns. If you’re lucky, a favourable sequence of returns may fast forward your retirement target by a few years; if you’re unlucky, it could wreck your retirement plans just as you
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