Prudential PRUActive LinkGuard Review
By Singapore Financial Planners  •  March 21, 2023
PRUActive LinkGuard is a regular premium investment-linked whole life insurance policy that allows you to adjust the amount of protection and investment coverage according to your needs. To make it clear, this is an insurance-based investment-linked plan, and it is not widely recommended. This policy offers financial security against death, disability, and terminal illness. There is also an option to include early critical illness and critical illness coverage. The Multiplier benefit, also known as the Multiplier benefit expiry age, is another feature of PRUActive LinkGuard that allows for a higher payout (twice your sum assured) before you reach 50 years old. We’ve reviewed PRUActive LinkGuard to help you decide if it is the right option for you.

General Features

Coverage Period

The PruActive LinkGuard covers you for your entire life. However, the Multiplier benefit will only last until you reach 50 years old.

Premium Payment Term

You can choose to pay your premium annually, semi-annually, quarterly or monthly, as shown in
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By Singapore Financial Planners
We believe in the power of financial literacy. It’s unfortunate that schools do not provide crucial life lessons like financial planning. Thus, we created Singapore Financial Planners to create a space where we provide financial education so that you can make an informed decision.

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