Manulife SmartRetire (V) is a whole life investment-linked policy offering life insurance coverage and investment options. As a whole life plan, it covers your entire lifetime, with regular premium payments that can be customised to fit your budget and financial goals. Although technically a whole life policy, the Manulife SmartRetire (V) lets you withdraw once you’ve hit your selected retirement age – making it a whole life annuity plan. But unlike a traditional annuity, 100% of your premiums go towards investing in professionally managed funds, which may grow over time. By combining life insurance coverage with investment opportunities, Manulife SmartRetire (V) offers a flexible and holistic approach to financial planning – allowing you to protect yourself and your loved ones while building wealth over the long term. This review explores Manulife SmartRetire (V) to help you decide if it’s the best policy to meet your goals. Keep reading. Criteria

• Minimum investment period of 8 years

...