Around the second half of 2022, I blogged about my experience investing in Singapore Savings Bond (‘SSB’) portfolio. 9 months have since passed and I have patiently accumulated a sizeable fixed income portfolio with a long-term average yield of just above 3%. Considering how equities have performed during the same period, this component of my investment portfolio has outperformed! Furthermore, it is an additional bonus that the monthly dividends credited have increased the eligible transactions under my DBS Multiplier Account. Although I have not maxed out the limit of $200,000 per individual, I have reached a threshold whereby I am not willing to allocate more cash into bonds. However, I still wanted to participate in April 2023’s SSB as the interest rates were attractive compared to the previous 2 issuances. Therefore, this article explains how I redeemed, re-invested and managed my Singapore Savings Bond portfolio.

HOW TO CHECK YOUR SSB PORTFOLIO

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