FB engagement is almost dead but once in a while, there is good discussion on a controversial topic, and I do expect the comments on this FB sharing to reach 100 very soon. Basically, Kyith (Investment Moats) ruffled a few feathers when he criticised the dividend income model and suggested the reasons why he himself also switched to ETF investing.  He also explained why he would be more comfortable employing a drawdown method in his retirement years. Even though I do believe that Singapore has one of the best environments for dividend investing, I am also partial towards Kyith’s views. Well, different strokes for different folks. Below is some quick sharing off the top of my head. Pros of Dividend Income Investing:

• No dividend taxation in Singapore, REITs have been a great play riding on Singapore property boom in the last two decades
• 5-6% dividend yield provides quick route to Lean FIRE or possibility of growing AUM even in retirement

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