I guess if you grind long enough, some people will notice.
The 15HWW Permanent Portfolio is a real portfolio where I put $150,000 of my own money into 6 years ago and you can check out the latest quarterly update here.
A week ago, I watched a video by Chris Ng who mentioned how he would improve the portfolio and I also read an article by Ryan Goh who shared some of his considerations/warnings to those who might want to emulate my portfolio. Never ever copy and paste please, and Ryan shared some great insights.
So I got thinking and here are some of my comments on these valid criticisms.
1. 60% Chance Of Surviving a 4% Drawdown For 4 Decades
These are numbers that Chris showed me and I did not verify it. 60% seems decent but honestly, does not give one much confidence.
But well, this portfolio was never meant to be a retirement portfolio. The huge allocation to gold, cash...