Death is a topic that many people avoid discussing, but it is a reality that we all must face. While we cannot predict when our time will come, we can prepare for it by ensuring we have sufficient funds left behind for our loved ones to care for themselves after our passing. This is often done through life insurance. But how much life insurance do you really need? This is a common question that many people in Singapore ask themselves when considering life insurance. The answer is not always straightforward, as it depends on factors such as age, life stage, income, and financial obligations. However, by understanding these factors and doing some calculations, you can determine the appropriate amount of coverage for your needs. In this article, we will explore the factors determining how much life insurance you need in Singapore and provide a guide to help you make an