Still sleeping on your SRS funds? This is your wake-up call to do something with them, or slowly watch its value erode especially in today’s high-interest rate environment. If you need to take a reference from what others have already done, here’s what other Singaporeans are investing their SRS in. Psst, if you didn’t already know, the funds in your Supplementary Retirement Scheme (SRS) are only earning 0.05% p.a. And no, even though most banks have raised their interest rates over the last 2 years, this does not apply to your SRS account. Go ahead and check – you’re still only earning 50 cents for every $1,000 saved. If you had maximized your SRS contributions to reduce your income tax, that’s only $7.65 on every $15,300.