Saving & Spending
Guide: Using ipaymy or CardUp for Paying Bills and Earning Card Rewards
By Sethisfy  •  September 24, 2023
This article is a guide on how to use payment services like ipaymy or CardUp to pay for bills and earn card rewards. What is ipaymy or CardUp? ipaymy and CardUp are competing payment services that serve similar purposes. Both companies allow you to use your credit card to pay for transactions that typically do not earn credit card rewards. You pay a fee for such services and in return earn your cashback or miles. The overall gist to optimising the use of such services is thus to find cards with greater card rewards, and to use promo codes to decrease the service fees.: Card Rewards – Service Fee = Net Gain To begin using these services, you need to sign up for an account and I would encourage you to use my links below to get a fee waiver for your first transaction. Lowering service fees with promo codes...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.

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