Table of contents:  Do any of the following resonate with you? I am planning a family vacation for the upcoming holiday season. I am preparing for my wedding next year. I am saving for a housing upgrade in the next 3-4 years. Life presents us with situations where we need to set aside some cash for specific goals that have a relatively short time frame, whether it is for a family vacation, a wedding, or a home upgrade. Simply leaving your money in a savings account might not be the most efficient choice. Let’s delve into alternatives that could yield better returns on your savings. Before going into the details, consider three questions: 1) What are my financial goals?  2) How...