In my previous article, I addressed a critical challenge among Malaysians: income disparity and the looming retirement crisis. I emphasised that improving one’s income stands as the initial step towards achieving financial stability and growth. If you haven’t had the chance to read our initial discussion, you can catch up by reading this article: The Malaysian income and retirement crisis Moving along this financial journey, once you’ve successfully increased your income, the next step involves saving and investing. This duo act as the cornerstone for growing your asset wealth — a crucial aspect of achieving long-term financial security and independence. Recent data brings a concerning trend to light — a substantial portion of Malaysian youths do not invest. This article addresses this concern, offering insights into Malaysians’ lack of investment activities and proposing actionable solutions to bridge this gap. Our ultimate goal is to pave the way for a more...