AIA Mum2Baby Protect is a BUNDLED plan between the AIA Guaranteed Protect Plus (IV) (which is a whole life plan) and the AIA Baby Protect Plus (III) which is the prenatal rider (covering for pregnancy). It is an effective way to cover for baby for early critical illnesses and read on to the next sections to understand how you can use it properly to cover for baby.

AIA Baby Protect Plus (III) is the prenatal rider and provides coverage for up to 3 years for both mother and child. It possibly has one of the most comprehensive list for congenital conditions  and daily hospital care benefit covered for baby.  Coverage amounts are $5,000/$10,000/$25,000. From my experience, the $10,000 and $25,000 options makes sense so that any hospital care benefit daily amounts are sizeable.