Last time Cullen Roche wrote about how the birth of their daughter made him question his financial position, and what he needs to do (Read Why Financial Independence with Children is Challenging.) As I grew older, hopefully wiser, I understood that I would not give the most ideal advice. Parents may understand other parents better. I should just stick to giving more exposure and less talking. The Viktor Frankl Hack >> But the first part is something that I can comment on: I’ve talked a lot in the past about how having kids rewired my brain. It forced me to think in a multi-temporal sense which has completely changed how I think about asset allocation. I came up with the Defined Duration strategy because I realized I had no temporal structure in my own portfolio after the birth of my first daughter. That made me sit down and quantify the ...