It’s the last month of the first quarter of 2024 and that means we can start prepping for a potential earmark promo from UOB for the second quarter of the year. If you are not sure what UOB earmark promos are all about, refer to the article here. Possible promo mechanics In the past year, UOB has been using the final day of each quarter as the reference date for each earmark promo it has rolled out so far. This means that the reference date is likely to be on 31st March 2024. There is some speculation that the date may be 28th March 2024 because 29th and 31st are a public holiday and Sunday respectively. Given how 31st December 2023 was both a Sunday and New Year’s Eve yet still the reference date for last month’s promo, 31st March is still the likeliest date. To qualify for the next earmark promo, we would hence want to have a S$0 balance on 31st March 2024 or whichever date you believe to be the reference date....