For those who have yet to sign up for a Standard Chartered credit card, there is an updated offer for StanChart Journey to consider. Sign up as a new cardholder below and not only would you qualify for the bank’s usual offer of up to 45,000 miles, you can also get an additional gift of your choice! 💳 A new StanChart cardholder refers to those who do not currently have a principal StanChart credit card, and have not cancelled any in the past 12 months. Refer to promo’s terms and conditions for full details. Promo Details You have two choices to make. First, you need to decide whether to pay the annual fee for 45,000 miles or go for a first-year fee waiver for 25,000 miles. Personally, I think paying the annual fee makes sense here and I’ll explain more later. Next, decide between the two gifts from SingSaver (remember to fill up the Rewards Redemption Form to select your gift)....