“I looked at the market and thought I would decide to invest what I have accumulated for the year next week. Lo and behold, six months went by. The market made new highs and I just wished I was not so busy then.” This is a typical comment that I would hear around me. Some of you might connect very clearly with this. You might be doing some form of subtle market timing for your recent investment tranche if you care to be truthful with yourself. The market has climbed so much that you will wonder if investing now is a good idea. I think there is no issue to add to your investments at this point:

1. Since this investment is one of the many tranches, you have made in the past and in the future.
2. If you get the timing wrong, it also means you have the opportunity to add your next tranche when the price is better.

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