An interesting survey caught my eye this week: nearly 44% of Singaporeans polled by Singlife said they believe they’ll never achieve financial freedom. The top concerns? Inflation, a lack of retirement savings, and the burden of medical expenses. Speaking of inflation, another bit of news that hit close to home was a local F&B brand raising the prices of its kopi yet again. As the cost of a kaya toast set climbs, the T-bill yield has been falling sharply, with the cut-off yield dipping to 3.13% this week. If you’re also wondering how to achieve financial freedom amidst these challenges, you’re not alone. We spoke with an investment veteran to uncover what it takes to build a solid retirement portfolio. Let’s explore how we can navigate these financial hurdles together. Happy growing! Gerald, Founder of Beansprout
