Another quarter has gone by and it is time for another update. For a change, I will reveal the numbers first. 3Q 2024 passive income: $85.223.17 This is a slight reduction, year on year, as 3Q 2023 passive income was: $85,307.78 Almost negligible difference but it is still a dip. The reason for this is the much lower contribution from Sabana REIT which I drastically reduced exposure to. The REIT was one of my largest investments but this is no longer so. Losing one of my largest investments is bound to have a big impact on my passive income. However, as the title of the blog suggests, thanks to higher dividends received from my investments in the banks, the impact is mitigated. The money from the sale of Sabana REIT was used to strengthen my T-bill ladder which is, of course, my war chest. I am in no hurry to deploy the money since I am already substantially invested in the stock market....