As a Singtel shareholder and finance enthusiast, I was thrilled to sit down with Singtel’s Managing Director of Group Finance, Ms. Gan Siok Hoon, to discuss Singtel’s remarkable transformation and its forward-looking strategies under the ST28 initiative. If you are a Singtel shareholder or you are interested in the stock, you should continue reading. Singtel is no stranger to any investor in Singapore. And you are probably like me, having mixed emotions with Singtel shares. Why? Listed since 1993, Singtel is one of Asia’s largest telecom companies. While it was once a “must-own” stock due to its stability and high dividend, its share price has struggled to impress. The highest price of Singtel in history was SGD 4.53, reached on April 15, 2015. Since then, the share price has been on a decline. The past decade has been a trying time for Singtel investors. What was Singtel’s Challenge? To be fair, the entire telecom industry faced intense competition and challenges:

• Decline of Traditional

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