The GXS FlexiCard has been making waves, positioning itself as a challenger in the financial space with features that stand out from traditional credit cards. It aims to appeal to a broad audience by requiring no minimum income, offering instant rewards on small transactions, and charging low foreign transaction fees. But while these features sound attractive, the structure demands careful consideration. Let’s explore the key features and see who might benefit—and what to watch out for. No Minimum Income Requirement One of the GXS FlexiCard’s standout features is the absence of a minimum income requirement. This lowers the entry barrier for young adults, students, NSFs, freelancers, and part-time workers. Traditional credit cards often impose income thresholds, limiting access to those with stable full-time jobs earning $2,500 or more monthly. While this makes credit more accessible, it could also lead to financial trouble if users aren’t careful about their spending and repayment habits....