Made excess payment to your credit card or have cashback rewards credited as part of a sign-up offer? Or perhaps a transaction was refunded but you’ve already paid off your card bill.
Regardless of the reason, here are some ways you can cash out the funds from your credit card instead of spending it on things you don’t want/need.
Submit a request with the bank
One option would be to raise a refund request with the bank. My experience with a few banks like DBS, OCBC and StanChart is that this is quite possible.
| Bank |
Method |
| DBS |
Contact customer service |
| OCBC |
Contact customer service |
| StanChart |
Use app → go to credit card → tap on Manage → tap on Credit Card Balance Refund |
I will update the table when I have more experience with them. Do share your experience too if you have tried getting a credit card balance refund from any bank....
