Stocks fell ahead of the US Presidential Election, while fixed deposit rates in Singapore declined. This week, some of you may be celebrating Deepavali or Halloween. Next week, I’ll be marking my 40th birthday, while some Americans may be celebrating the election of their favourite Presidential candidate. Reflecting on what’s truly worth celebrating, I realise it’s often about recognising the small steps we take—whether that’s prioritising our financial wellbeing or gaining knowledge on how to grow our wealth. To make it easier for you to take a step forward, we’ve created quick comparison guides on the best places to park your spare cash to earn a higher yield this month.  While fixed deposit rates in Singapore have dipped further this November, there’s good news: some savings accounts still offer interest rates above 3% p.a. this month. Plus, we cover what to expect from the upcoming 6-month T-bill auction on 7 November....