Hi, I am currently a Singapore PR looking at the possibility to upgrade from HDB to a 3-bedroom condo for better capital appreciation and potentially beef up my retirement funds from the sale of the condo in the future. I’m a 40 year old single mum with a 9 year old and an elderly mum and am the sole breadwinner of the family. I currently hold a 21 year old 4-room HDB at Tiong Bahru area with a price evaluation of 1 mil based on SRX X-value. Would like to seek your opinion on the possible resale/new launch options if I were to look for a condo around D3, D10 or D11 area. This new place will be our home for the next 10 years due to schooling options around the vicinity. I’m thinking of a new launch due to the progressive payment plan which is less burdensome on monthly cash layout for the first two years. However, I would still need to rent a place for at...