The current issuance of the Singapore Savings Bond (SSB) offers a 10-year average return of 2.81% per year. We find out if it is better than T-bills and fixed deposits. What happened? I noticed that the interest rate on the Singapore Savings Bond (SSB) has been going up. This month, the 10-year average return offered by the latest issuance of SSB rebounded to 2.81% from 2.56% in the previous issuance. This follows a similar trend for Singapore T-bills, where the cut-off yield for the latest 6-month T-bill rose to 3.08%.  This made me wonder if we will see a further increase in the SSB interest rate for the next issuance. If it is expected to rise, I may then consider applying for the next SSB rather than the current one. Also, as many in the Beansprout Telegram group has been interested in the best way to earn a higher yield, I will compare the SSB to T-bill and Singapore's best fixed deposits rates...