Thank you so much for providing great insight and articles over the years!
I am really hoping you could give me some advice on my current situation. I am torn between this 2
- to buy a resale flat under HDB family scheme
- to buy a really tiny studio / 1 bedder private house
My goal is eventually be able to stay in a bigger condo. But based on my saving thus far, I can only afford a 50 years remaining lease HDB at near Central Area such as TPY. Just wondering if this is a good choice if my goal is to sell and get private in future? My concern is that this HDB will depreciate and I will be worse off and should just directly get a private now.
My only drawback for option 2 is the high interest rate environment now as I am able to only pay the minimum down payment. Size is not a main determining factor for now....
