The original version of this article first appeared in The Business Times.  The major financial markets have been on a tear after the US Presidential election. All risky assets from equity markets, especially in the US, from high-flying tech stocks to crypto like Bitcoin, have all been on a continuous upward trend. Despite the fact that markets were up double digits this year after a double-digit return last year, there seems to be no letting up. FOMO, or the fear of missing out, is in full bloom – from a behavioural perspective, this combines the two worst emotions when it comes to investing – greed and fear. We hear many investors struggling with the markets even as they break out to new historic highs. Only a small fraction of investors were fully invested in equities at the beginning of the year, and even fewer remained invested throughout. Many investors have tried to take profits or attempted to time the market  ...