MAS has published the latest SSB Jan 2025 offering: the first-year rate is 2.73%, and the 10-year average rate is 2.86%. These rates are slightly better than last month’s. With the rate cut cycle ongoing, is this one of our last opportunities to lock these higher SSB rates? SSB Jan 2025 Details Many investors are probably pleased with the rising rates in this month’s offering despite the US Fed’s embarking on a rate cut cycle. The first-year rate of 2.73% and the 10-year average of 2.86% are marginally better than the last three months’ offerings. We believe most of our readers may have filled out their desired SSB allocations throughout this and last year. However, for those who still haven’t, this SSB Jan 2025’s higher rates can be your opportunity. Please take note of the following application timeline: How Competitive Are These Rates? Let’s see how they compare to the historical SSB rates in recent years: Source: SSB Interest Rate History...