This is quick interim gauge on portfolio performance so far with less than a month to go before the year ended. It looks like the Market may end better by year end. We will know when it arrives. The update today is on how my allocation doing in term of seeking performance and mitigation. Basically, Reit losses managed to be well coverd by US market gains despite US allocation is much smaller in size. US allocation was around 10% whereas SG Reit about 40%. Another thing to know is that SG Market Non-Reit performs much weaker than US Market too. The star performer is SG Banks which gain pushes the bulk of this year-to-date performance largely for the portfolio. Quite a number of Influencers got this wrong even for so called experts. My logic is simple for a retailer me. The Bank business is good. Lowering rate is good for economy therefore mitigate losses in net interest income...