It’s the time of the year – every turn of a corner is a reminder of New Year’s resolutions. For some, it’s a moment of pride and a well-deserved pat on the back. For others, it’s a sigh of frustration at unmet goals. And there are those whose resolutions have already faded from memory altogether. Reframing New Year’s resolutions At some point in your life, you would have made a resolution about finances: save more, spend less, get rich, or extend beyond yourself, to give your family a better life. If you have found yourself giving up on making resolutions, here’s something about financial goals: they usually stretch over decades, and more often than not, they will evolve over time. The yearly affair of making New Year’s resolutions should be part of a bigger financial plan, broken down into simpler, achievable steps and milestones. Putting behind the personal goals that have yet to see...