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USA and SG Stock portfolio (30 y/o goals)
By Scrappy Finance  •  December 11, 2024
After a year of working, I made my first investment of $10K into VTI. My portfolio has now grown over the past six years. Below, I share my current progress and future goals for 2 portfolios.

US market ($246K>$500K)

Since graduating, I’ve primarily focused on investing in the U.S. stock market, aiming for capital appreciation due to the 30% dividend withholding tax. Over time, I’ve gradually shifted towards the Singapore stock market, focusing on dividends, broader market investments, and specific sectors. I haven’t been actively managing this portfolio as much as I’ve been on the fence about how to proceed since stock picking already takes up a significant portion of my overall portfolio. Meanwhile, I’m working on growing other areas of my investments. Portfolio goal distribution IBKR: $500K Syfe: $50K (fixed)  Singapore: $250K Endowus: $250K My goal is to grow my IBKR portfolio to...
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By Scrappy Finance
Hello, I am Anne. I learnt about FIRE movement when I was an undergraduate. I binged-read many finance blogs and got my head start in learning how to save, invest and increase my income. It's good to absorb knowledge on how to be savvy with my personal finances and avoid mistakes highlighted by others.
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