In the final month of 2024, my net worth reaches a record milestone of S$1.735 million driven by the timely influx of bonuses and dividends. Net Worth Breakdown: Safe Heavens (63%) CPF (36%): As the cornerstone of my retirement savings, my CPF accounts has been diligently funded over the past years. Attaining Full Retirement Sum FRS in 2022 was a significant milestone. At this juncture, I am looking forward to the credit of 2024 interests on 1 Jan 2025. Cash and war chest (17%): A liquid reserve strategically stashed in fixed deposits and Fullerton cash funds, earning around 3% p.a, this cushion provides me with a peace of mind and security for unexpected expenses or investment opportunities. Bonds (10%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea Bond ensures stability. I have maxed out my SSB individual limit of $200k in Aug 2024, just before the interest rates declined. Retirement Savings (13%) SRS (8%): This tax-deferred savings account allows me to set aside an...