Ideally we hope to achieve Return On Investment scenario. However, Return Of Investment aren't that bad either as long it can sustain our expenses till we passed. If we aren't clear their difference here we are. Return On Investment means the initial capital remains intact, and the income generated alone is enough to sustain one lifesyle. Most of us however will go through the Stage of Return Of Investment first where the capital has to be drawn down to achieve the expenses needed before we grow and fulfill the next level. Assuming same expenses and lifestyle.
Here's an example which I formulate myself on each stage of development. There are two main variables of control. Portfolio Size and/or Growth Target. Since this post is not about saving or efficiency, Expense is not something we like to control.
Study the table closely. We could have a alightly larger portfolio size or achieve a higher growth rate with added...