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Is Chocolate Finance’s USD account and card worth getting?
By Singapore's Budget Babe  •  February 5, 2025
In its latest move, Chocolate Finance now offers a Visa card earning 2 Max Miles per dollar to complement their upgraded managed account offering in both SGD and USD. Should you apply? Here’s what you need to know. If you’re on Chocolate Finance, you may have seen the latest news that using your Chocolate Visa card can now earn you a sweet 2 Max Miles per dollar, and there’s an additional USD option for your managed cash account with higher interest payouts. I’ll talk about the USD option first, since that comes in the aftermath of their SGD rates drop, which shouldn’t come as a surprise to anyone by now if you understand the interest rates environment and the underlying performance of its bond funds. But how does it work, and is it worth signing up for? Quick Introduction: Chocolate Finance is a licensed fund management company with a CMS license by MAS and a digital adviser serving...
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By Singapore's Budget Babe
Budget Babe is an ordinary lady striving to achieve financial freedom in Singapore before the age of 45. She is always looking for cost-effective ways to live a fulfilling life in amidst Singapore's rising costs, and writes in order to empower fellow Singaporeans on taking charge of their own lives and finances. The final goal is to eventually break free from the competitive rat race. Will I meet you there? ...
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