My net worth in Feb 2025 remains fairly stable at S$1.82 million after CPF contributions, dividends and savings from salary. Net Worth Breakdown: Safe Heavens (63%) CPF (36%): As the foundation of my retirement savings, my CPF accounts has been boosted by more than $20k of interests credited on the 1 Jan 2025. I have shared the 8 key changes to CPF earlier. Cash and war chest (17%): Liquid reserves strategically stashed in fixed deposits and Fullerton cash funds, earning around 3% p.a. This financial cushion provides me with a peace of mind and security for unexpected expenses or investment opportunities. Bonds (10%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea Bond ensures stability. I have maxed out my SSB individual limit of $200k in Aug 2024, just before the interest rates declined. Retirement Savings (15%) SRS (11%): This tax-deferred savings account provides an additional layer of retirement savings. I plan to start contributing to the annual individual limit of...